BoundOS watches what agencies can't - so clients never get surprised.
Upload carrier quotes. Ninety seconds later: a client-ready comparison brief, every number cited to its source page - plus the coverage each home is missing, named with the premium on the table. And everything BoundOS reads becomes your agency's permanent memory.
Five carriers, five formats, none of it in your AMS. BoundOS reads every limit, deductible, exclusion, and buried settlement clause - faithfully, cited to the page. Ninety seconds later: a client-ready brief your licensed team reviews, edits, and owns.
Underneath, every document becomes structured memory of your book - clients, carriers, limits, outcomes, across years. When a renewal closes, one tap records how. Nothing re-keyed, nothing forgotten.
On every home you quote, BoundOS reads the property itself - replacement cost, roof, flood zone, storm exposure - and names what the policy misses: a dwelling limit under replacement cost, a flood zone with no flood policy, the umbrella never written. Premium on the table, found before the client hangs up. Over time, Book Memory turns that into Drift Intelligence - the limit frozen while costs ran, the roof past its own depreciation line.
Every closed renewal teaches BoundOS your agency's craft: who actually binds your kind of business - not who quotes it. Twenty years of placement judgment becomes your agency's Playbook - sharper with every renewal, visible only to you, and it never gives two weeks' notice.
In its first week with a founding agency, BoundOS read three home options from one carrier - nearly identical on paper, every line reading “Per policy.” It flagged the difference the comparison hid: the cheapest option settled roof claims on a depreciated schedule, not replacement cost. On a Texas home with a 2% wind/hail deductible, that's tens of thousands of dollars at the first hailstorm. The brief said what the fine print wouldn't: the $743 between Option 1 and Option 2 was the price of buying the roof back.
And because BoundOS remembers that roof, it will still be watching it in year three.
Every figure above is from the brief. Every figure in every brief is cited to the source page.
Upload a client's quotes and BoundOS builds the comparison - and reads the property behind every home to name the coverage they're missing, with the premium attached. It's a workspace, not a PDF in transit: the broker reviews, edits the recommendation, and publishes; the client opens the same link, asks questions inline, and picks an option. The decision is made together - and the cross-sell is right there when you make it.
You drop in carrier quotes, review every extracted field, edit the draft recommendation, add internal notes, and decide what your client sees. Every cell is verifiable, every flag is dismissible, every word is yours before publish.
Your client opens an agency-branded workspace with the recommendation up top and the comparison laid out cleanly. They can hover any term for a plain-English definition, leave a comment, and pick an option - without an email chain, an Excel attachment, or a thirty-minute call.
An agent quotes a home off a PDF - limits, deductibles, a premium. What the PDF doesn't show is the house: replacement cost running ahead of the dwelling limit, a flood zone with no flood policy, a roof past its depreciation line. The gap is invisible at the desk - and it's the client who finds out at claim time.
This intelligence already exists in insurance; it just all went to one side of the table. Carriers machine-read every quote and model every roof. The independent agent - the professional who answers to the client - still works by hand. Not because agents don't need it, but because 38,000 small agencies could never fund it. That's what changed. BoundOS puts the carrier's intelligence on the agent's side of the table.
Every gap you don't catch is premium you don't write and coverage the client doesn't have - with your name on the file when the claim comes up short. It's 2026. Your clients deserve an agent who sees what the carrier sees.
All of them, and nothing. BoundOS reads the PDFs carriers already send you - quotes, dec pages, renewal offers - so there's nothing to set up. It's been validated on packets from national and regional carriers including National General, Travelers, The Hartford, and Liberty Mutual, and every new format an agency uploads becomes a permanent test case.
BoundOS reads the property behind the address - estimated replacement cost, roof, flood zone, catastrophe exposure - and compares it to what the quote actually covers. When the dwelling limit runs under replacement cost, the home sits in a flood zone with no flood policy, or there's no umbrella on a high-value home, it names the gap with the premium attached. Every figure traces back to its source.
No. BoundOS works one quote at a time - the household in front of you. No client list, no book upload, no integration to start. You get value on the first home you run, and nothing leaves your workspace.
Every extracted value is cited to the page of the source document, so you can verify any figure in one glance. The brief is a draft until your licensed team edits and publishes it, and BoundOS never binds anything. When something reads wrong, tell us - corrections become permanent regression tests the same week.
It stays in your agency's workspace - never used to train models, never shared with other agencies, encrypted in transit and at rest. Sensitive personal identifiers are redacted before text is indexed, and uploaded files are processed and deleted; we keep the extracted data, not the PDFs. Full details at boundos.app/security.
The One-Renewal Pilot: upload up to three quote PDFs from one real renewal - whatever's on your desk. We'll send back the client-ready brief - the comparison, plus the coverage each home is missing with the premium on it - within 4-6 hours, every number cited to the page. No call, no setup, no commitment.